Consolidating accounts with different year ends Live web cam girls in halifax uk

Posted by / 24-Nov-2017 06:18

Consolidating accounts with different year ends

If you've paid in to your Online ISA in the same tax year that you close it, you won't be able to pay money into another cash ISA in the same tax year.The Holding Account may pay a lower rate of interest than other variable or fixed rate products you can hold within your Online ISA.Cancellation: You cannot cancel individual products in your Online ISA.However, you can cancel your entire Online ISA within 14 days from the date your account opened. We have the right to change the interest rate to these products.

If you are using the Holding Account to consolidate or split your cash ISA savings before opening a specific product, there is a risk that the product or rate of interest you wanted will no longer be available by the time any funds are received.

* Tax-free means the interest paid will be free of UK Income Tax and Capital Gains Tax. Easy Access Issue 12 Benefit from a 1.15% tax-free/AER variable rate which includes a 0.90% tax-free/AER fixed bonus for the first 12 months.

** AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. After 12 months this reverts to 0.25% tax free/AER variable.

If you select a 2 year term, the Breakage Charge will equal 180 days loss of interest.

If the interest you've earned doesn't cover this, you may get back less than you paid in.

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If we change your interest rate to your disadvantage, we will give you notice in writing up to 14-days before the change takes effect, as long as you have at least £100 in your account.

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